MFinance

MFinance, established in 2004, is a Deposit Taking Financial Institution regulated by the Bank of Zambia. The company is a subsidiary of the Lawrence Sikutwa and Associates (LSA) group of companies, an indigenous conglomerate with interests in insurance, asset management, and pensions. MFinance provides a wide array of financial solutions tailored to micro, small, and medium-sized entrepreneurs, as well as payroll-backed financial products and services. The company operates in the Zambian market, focusing on sectors such as personal loans, working capital, term deposits, housing finance, agricultural finance, asset finance, and short-term capital. MFinance's business model revolves around offering quick and affordable loans to meet the evolving needs of small businesses and individuals. By doing so, it generates revenue through interest on loans and other financial services. The company is committed to ethical practices, customer satisfaction, and teamwork, ensuring a superior experience and exceptional value for its clients.

Keywords: microfinance, small business loans, asset finance, housing finance, payroll-backed loans, Zambia, quick loans, affordable finance, deposit-taking, financial solutions.